Institutional Real Estate Capital

From Raw Land to Permit-Ready

Up to 100% Financing for Architecture, Engineering, Entitlements & Permits

  • Preliminary Approval Within 24 Hours
  • Based Primarily on Land Value
  • Terms Starting at 4% – 5%
The Process

A disciplined path to deployment.

01

Submission

Submit project details, capital needs, and repayment strategy for preliminary institutional review.

02

Underwriting

We evaluate land value, entitlement potential, and exit strategy with strict capital-markets discipline.

03

Funding

Approved projects receive milestone-based capital tied directly to a documented disbursement schedule.

15
Projects Funded
4,800+
Residential Units
7
Asset Classes
3
States
Why Fortis

We underwrite the land. Not the borrower.

Unlike traditional lenders, approval is primarily based on the underlying land value and project potential — not sponsor liquidity, net worth, or personal credit scores. The objective is simple: help developers unlock the value of their land and position the project for construction financing.

Land-Based Underwriting

Capital sized to the deal — never the other way around. Each facility is designed around the underlying real estate, the sponsor's plan, and a defined takeout into construction financing.

24-Hour Preliminary Approval

Our streamlined underwriting process allows qualified projects to receive a preliminary approval within 24 hours.

Milestone-Based Deployment

Capital releases in tranches, each one verified by an independent third party — risk pricing aligned to project progress, with tranches released within 48 hours of verification.

Equity Preservation

Fund the entire pre-construction phase without diluting ownership or raising expensive equity — while minimizing upfront cash requirements.

Common Questions

Answers, up front.

The details sponsors ask about most — before submitting a capital request.

How fast can we get an approval? +

Qualified projects receive a preliminary approval within 24 hours. Our streamlined underwriting process evaluates land value, entitlement potential, and exit strategy — and we respond with indicative terms sized to the project.

What does Fortis finance? +

Up to 100% of eligible pre-development costs — architectural design, engineering, environmental studies, surveys, zoning and entitlement costs, permitting fees, and government review fees. Everything required to take a project from vacant land to permit approval.

How is approval underwritten? +

Approval is primarily based on the underlying land value and project potential — not sponsor liquidity, net worth, or personal credit scores.

How is capital disbursed? +

Through milestone-based tranches. Each milestone is documented and signed off by an independent third party — title company, architect, engineer, planning counsel, or the municipality. Once verified, the corresponding tranche releases within 48 hours.

What loan sizes are available? +

Facilities range from $250,000 to $25,000,000 depending on the program — with terms of 6 to 36 months and interest rates starting at 4% – 5% annually.

Partner With Fortis

Let's Build the Future Together.

Submit your project in under a minute. We respond with indicative terms within 24 hours.

Capital Request — 60 Seconds
Confidential  ·  Reviewed Within 24 Hours