Capital Programs

Structured capital for a critical stage.

Capital sized to the deal — never the other way around. Each facility is designed around the underlying real estate, the sponsor's plan, and a defined takeout into construction financing.

Up to 0%
Cost Financing
4% – 5%
Starting Rates
0 Hrs
Preliminary Approval
0 Hrs
Tranche Release
Four Facilities

Every stage before the shovel.

01

Pre-Development Capital

Up to 100% financing for plans, permits, and entitlements — underwritten primarily against land value, not personal credit.

Our flagship product. A single facility that funds the entire pre-construction phase — architectural, engineering, environmental, permitting, and zoning costs — with preliminary approval within 24 hours and milestone-based deployment through to permit issuance.

Size$250K – $25M
Term12 – 36 months
SecurityLand + Project Documents
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02

Entitlement Financing

Up to 100% financing for rezoning, entitlements, engineering, permitting, and development approvals.

From farmland to multifamily, industrial to residential, or vacant land to anchor-tenant retail — we fund the entire approval process based on the land's potential, not personal credit. Approval typically in 24 hours.

Size$250K – $10M+
Term12 – 36 months
SecurityLand-Based
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03

Engineering & Architecture

Up to 100% financing for architectural, civil, structural, and MEP design — paid directly to your consultant network.

Phase-locked capital deployed against approved invoices and signed-off deliverables. Architects get paid on the clock; sponsors preserve liquidity during the longest pre-construction stretch.

Size$500K – $7M
Term6 – 18 months
SecurityAssigned Contracts
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04

Milestone-Based Lending

Tranche-based deployment tied to third-party-verified milestones — the disbursement framework that overlays every Fortis facility.

Capital releases on the clock once an independent party — title, architect, engineer, planning counsel, or the municipality — confirms a milestone. Risk pricing tracks progress; concentration risk is eliminated on day one.

SizeTailored
TermPer project
SecurityCross-collateralized
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Flagship Product  ·  Pre-Development Capital

Up to 100% Financing for Plans, Permits & Entitlements.

Transform raw land into a fully permit-ready development without diluting ownership or raising expensive equity.

Fortis provides up to 100% of the capital required to take a project from vacant land to permit approval, funding the entire pre-development process, including:

What We Fund
Architectural DesignCivil Engineering Structural EngineeringMEP Engineering Landscape ArchitectureSurveying & Platting Environmental StudiesTraffic & Impact Reports Geotechnical & Soil TestingPermitting Fees Zoning & Entitlement CostsGovernment Review Fees

Unlike traditional lenders, approval is primarily based on the underlying land value and project potential — not sponsor liquidity, net worth, or personal credit scores.

Our streamlined underwriting process allows qualified projects to receive a preliminary approval within 24 hours, with capital deployed through milestone-based funding as the project advances toward permit issuance.

The objective is simple: help developers unlock the value of their land and position the project for construction financing while preserving equity and minimizing upfront cash requirements.

Capital Program  ·  Entitlement Financing

Turn Raw Land Into Approved Development Value.

Without using your own capital.

Whether you own farmland, industrial land, commercial property, or an underutilized parcel, we provide up to 100% financing for the entire entitlement and rezoning process. Our capital covers everything required to move a property from concept to approved development, including:

Scope of Capital
Zoning Changes & Comprehensive Plan AmendmentsMultifamily, Mixed-Use & Industrial Conversions PUD Applications & Development OrdersArchitectural & Engineering Plans Civil, Structural & MEP EngineeringTraffic Studies & Environmental Reports Surveys, Landscaping & Permitting CostsMunicipal Hearings & Approval Expenses
Approval in as little as 24 hours.

We underwrite the land and project potential — not sponsor liquidity or personal credit. Our team can finance the complete path from:

Transformation Paths
Farmland→Multifamily Community
Industrial→Residential Development
Commercial Land→Mixed-Use Project
Vacant Parcel→Anchor Tenant Retail Center
Raw Land→Permit-Ready Construction Site
Capital Program  ·  Engineering & Architecture

From Concept to Construction Documents.

Phase-locked capital paid directly to your consultant network — so design moves forward without tying up sponsor liquidity.

Architects and engineers want certainty of payment. Sponsors want to preserve cash during the longest unprofitable stretch of a project. Our facility solves both — capital deploys directly against approved invoices on a schedule keyed to AIA design phases.

Scope of Capital
Schematic Design (SD)Design Development (DD) Construction Documents (CD)Permit Drawings Civil EngineeringStructural Engineering MEP EngineeringGeotechnical & Soils Reports Landscape ArchitectureSite Surveying Specifications & SchedulesOwner-Architect Agreements
Architects get paid. Sponsors stay liquid.

Disbursements release against deliverable sign-offs. Each phase is independently reviewed before the next tranche moves. Capital tracks the drawings; consultants get paid on the clock.

Disbursement Schedule
Closing→Schematic Design Funded
SD Approved→Design Development Funded
DD Approved→Construction Documents Funded
CD Stamped→Permit Submission Funded
Capital Program  ·  Milestone-Based Lending

Capital That Tracks Progress.

The disbursement framework that overlays every Fortis facility. Tranches release only when third-party-verified milestones are met.

Milestone-based lending isn't a standalone product — it's the deployment methodology underneath everything we do. Capital releases in tranches, each one verified by an independent third party. The result: risk pricing aligned to project progress, no concentration risk on day one, and sponsors funded on a cadence that mirrors actual advance.

Common Verified Milestones
Site Control & Title ClearedSurvey & Geotechnical Complete Schematic Design ApprovedDesign Development Signed Off Entitlement Application SubmittedPublic Hearing Cleared Construction Documents StampedPermit Set Submitted Building Permit IssuedConstruction Loan Closing
Money moves when milestones hit.

Each milestone is documented and signed off by an independent party — title company, architect, engineer, planning counsel, or the municipality. Once verified, the corresponding tranche releases within 48 hours. No renegotiation. No subjective sponsor diligence at every disbursement.

Verification Flow
Closing→Milestone Schedule Locked
Milestone Hit→Independent Verification
Verified→Tranche Released in 48 Hours
Construction Loan Closes→Facility Retires
Side by Side

Compare the four facilities.

Program Pre-Development Capital Flagship Entitlement Financing Engineering & Architecture Milestone-Based Lending
Loan Size$250K – $25M$250K – $10M+$500K – $7MTailored
Term12 – 36 months12 – 36 months6 – 18 monthsPer project
SecurityLand + Project DocumentsLand-Based FinancingAssignment of Design ContractsCross-collateralized
FundingUp to 100% of eligible pre-development costsUp to 100% of Entitlement CostsUp to 100% of Design FeesPer Milestone Schedule
Approval / ReleaseWithin 24 HoursTypically Within 24 HoursPhase-Locked to Deliverables48 Hours After Verification
Full Details ↓ Full Details ↓ Full Details ↓ Full Details ↓
Capital Request

Let's Get Your Project Funded.

Submit your project in under a minute. Indicative terms within 24 hours.

contact@fortispredev.com +1 (305) 570-0280
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